My Coaching Services
After your initial consultation we will decide on the best coaching approach to address you specific needs. However, most clients implement the 7 Steps to financial success as Ramsey Solutions* created. This is were we often uncover areas that you may not be aware of. Thus optimizing your plan of action.
Debt Reduction
Help you find the option best suited
for your situation
- There is always an option for every situation. Searching for; and understanding the options can be intimidating. I can help you with the information you need to know to make the best decision for you and your family when it comes to moderate / extreme debt.
- Understanding how to begin eliminating your debt is almost half the battle. Once we have created your debt elimination plan you will immediately feel a sense of empowerment over your situation.
- Debt does not have to be a defining factor in your life. Start a new chapter and discover life without debt.
Cash Flow and Zero Based Budgeting
180 Degree Financial Coaching Steps:
- Help you establish a Zero Based Budget
- Identify areas you may be wasting money and offer recommendations and solutions
Investment / Retirement
Figure out how much you will need to
support yourself through retirement
- Most experts are in agreement that you'll need at least 70% of your retirement yearly income to enjoy the same lifestyle through your retirement.
- We will look at your current portfolio (it’s OK if you don’t have one) and create an outline for what you will need to do in order to have an enjoyable retirement.
- We will look to find a good balance between risky and safe investments. Although many will argue they are not interested in risky investments, but if you do not have the right balance you could fall victim to inflation.
- Once your investing / retirement plan has been created you must abide by it strictly. The most successful retirees are the ones who had long-term plans.
Young Adults / New Professionals
180 Degree Financial Coaching will help young adults the importance of planning today for the future. Creating the right attitudes, behaviors to winning with money.
Money Management Coaching
- Help them evaluate and understand how career choices, education, skills, entrepreneurship, and economic conditions affect income.
- Help them understand the power of their income.
- Help them on how income, spending decisions and life style choices affect their financial well- being.
- Help them how taxes and employee benefits are related to disposable income.
Money Management Coaching
- I will coach and implement money management skills and strategies
- I will coach on how to best use financial institutions-to get the right financial products they will need.
- I will coach on why to have a financial vision and personal values regarding money.
- I will coach on the purpose, role, and responsibilities related to taxation.
- I will coach how credit works and how credit is a detriment to their financial future.
- I will coach them on understanding the power of the RULE of 72.
- I will coach them planning, saving and investing.
- I will coach them on how to become a critical consumer
- I will coach them on the value of community service and financial responsibility
Premarital and Newly Wed Financial Coaching
Create and agree on a spending /
savings plan
Communicate efficiently about money
Learn to positively resolve financial conflicts
Start your relationship with sound financial footing
- A well thought-out plan for your spending and savings budget can dramatically decrease stress in your marriage.
Communicate efficiently about money
- Learning to efficiently communicate about money brings unity and stability when it comes to your assets and future financial goals.
Learn to positively resolve financial conflicts
- Financial conflicts to do not have to create fights and resentment in your marriage. Learn to work through financial conflicts and accomplish goals together.
Start your relationship with sound financial footing
- Just as it is important for your home to be built upon a strong foundation; it is equally important for a strong financial foundation in your marriage. Start things off right from the beginning, and you will have less to worry about later
Divorce Recovery Coaching
Maintaining the same standard of
living, lifestyle and expenses that you had when you were married on a reduced
single person income is one of the most common mistakes divorced couples make.
Income / Expense Budget
Income / Expense Budget
- Figure out exactly how much you will be bring home monthly and create a sensible budget based on these projections.
- Many couples who got through a divorce will have some sort of debt in both of their names. Generally during a divorce each party takes responsibility over a portion of the debt.
- We will calculate this debt in with your “Income/Expense Budget” and find ways to effectively eliminate your debt.
- Once the initial out-of-pocket
expenses have settled, you will need to learn to live within your means.
Small Business Coaching
180 Degree Financial Coaching will help you with the following:
- Analyze cash flow/Zero Based Budgeting
- Business Reserves
- Debt Management Solutions
- Business Budgeting
- Business and Marketing Plan Development
- Exit Strategies
- Branding Yourself
- Growth Strategies/Exit Strategies
- Employee hiring-The right person
- Employee retention strategies
Disclaimer: Thomas Ginn has attended and completed Dave Ramsey's Financial Coach Master Series. ~ February 2015
*Completion of Dave Ramsey's Financial Coach Master Series does not create an employment or an agency relationship, or give any coach the right to s peak for or bind Dave Ramsey or his company, The Lampo Group, Inc., nor does it constitute an endorsement or recommendations by Dave Ramsey.
I do not sell any financial products or endorse any financial service providers. 180 Degree Financial Coaching is designed to give you accurate and authoritative information with the regard to the subject matter covered. It is provided with the understanding that the 180 Degree Financial Coaching is not engaged to render legal, accounting or other professional advice. Since your situation is fact-dependent, if needed, you must additionally seek the services of an appropriately licensed legal, accounting or investment professional.
*Completion of Dave Ramsey's Financial Coach Master Series does not create an employment or an agency relationship, or give any coach the right to s peak for or bind Dave Ramsey or his company, The Lampo Group, Inc., nor does it constitute an endorsement or recommendations by Dave Ramsey.
I do not sell any financial products or endorse any financial service providers. 180 Degree Financial Coaching is designed to give you accurate and authoritative information with the regard to the subject matter covered. It is provided with the understanding that the 180 Degree Financial Coaching is not engaged to render legal, accounting or other professional advice. Since your situation is fact-dependent, if needed, you must additionally seek the services of an appropriately licensed legal, accounting or investment professional.
