Disturbing Facts about the Average American

• 70% live paycheck to paycheck -Wall Street Journal
• Typical household debt totals more than $38,000 - Consumer Reports Money Book
• 24% of take home pay is wasted on non-mortgage debt.
• 64% can't cover groceries for one month with savings
• 52% of Americans have less than $10,000 saved for retirement
• 68% don't prepare a detailed budget
• 49% have more debt than savings
• 71% of Americans say debts are making their home lives unhappy -Consolidated Credit Counseling Services
• Money problems are the number one reason for divorce
• 55% of Americans admit to "always or "sometimes" worrying about money-Wall Street Journal
• Stress is the number one cause of chronic health issues and money issues are the number one stress in ones life.

• 43% of American families spend more than they take home.  They spend $1.26 to every $1.00 earned. - U.S. Commerce

• We live in one of the richest countries in the world, and yet the average family does not have over $1,000 in the bank.  The awful truth is that the U.S. Department of Commerce reports that the typical American saves 2.2 percent of after-tax income., while NLI Research says the average Japanese saved 27.9 percent of after-tax income.

 You must gain control over your money or the lack of it will forever control you!